What Is The Routing Number For Public Service Credit Union

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SMART CHECKING

Public Service Credit Union only has one checking account because it has everything you could want! There are no monthly fees, no minimum remainder requirements, plus you lot can earn interest too!

No monthly fees or almanac fees
No minimum balance
VISA debit menu
Online banking and mobile app
Access to 30,000+ surcharge-free ATMs with 70+ in Fort Wayne
Bill pay & mobile check eolith

How to earn interest:

You tin can earn a bang-up rate on balances upwardly to $10,000 if yous run across iii easy requirements.

1st requirement – Have 10 VISA debit bill of fare transactions* articulate your account each calendar calendar month. To make qualified purchases make sure you printing the credit button.
second requirement – Receive e-Statements. E-statements are a fast and secure mode to receive your argument online.
third requirement – Have 1 ACH deposit or withdrawal from your checking business relationship per month. Have your payroll, social security, kid support, pension or other check direct deposited. Y'all could also have one of your bills electronically withdrawn each month.

SEE IF YOU'VE MET ALL 3 REQUIREMENTS TO EARN INTEREST

Login to your account online.
Click on Account Summary nether the My Accounts Menu
Next to your Checking Rest y'all will meet a blue dot with the letters QD in information technology.
Click on the QD dot and then Click on Condition.
You volition see which of the 3 requirements you lot have met or not met for the month.

*To make sure your debit card transaction qualify look for the letters DBT at the offset of the clarification in your account summary. There are some business concern similar Kroger, Walmart and McDonalds that are non running transactions equally credit under a certain dollar amount. fifty-fifty when you sign your name. These transactions Will Not count towards the x required for the month. Contact us with questions at 260-432-3433.

Want to open a checking?
Current PSCU members tin login to online banking and request to open a checking account under the 'More' or 'New Accounts' menu.

DEBIT CARD

PSCU debit card image

Conveniently admission the money in your business relationship with a Public Service Credit Union VISA Debit/ATM carte. Use your debit carte du jour at stores to make purchases past pressing the credit button and signing for your transaction. You tin can besides use your debit card at an ATM to get cash from your savings or checking business relationship by entering your Pin.

Detect A SURCHARGE-FREE ATM

CONTACT # FOR CREDIT & DEBIT CARDS

PIN CHANGE: 866-762-0558
DURING BUSINESS HOURS: 260-432-3433 or 888-432-3433 (toll free)
AFTER BUSSINESS HOURS: 888-241-2510 or 909-941-1398 (outside Us)

Direct DEPOSIT

Have your check electronically deposited into your account for instant access to your money! Don't worry nigh losing your bank check, making it to the CU on time, or check holds anymore. Here's what you'll need to know to sign up:

Routing Number: 274973358 This number is the same for all members of Public Service Credit Union.
Business relationship Number: Look at your statement for your account number. It is located in the upper correct side of the first page. (Don't use the numbers from the lesser of your check.)
Account blazon: Savings or Checking. If you want your coin put into an business relationship other than your savings or checking let the credit union know and we tin set up a dissever to whatever other account for you.

DIRECT DEPOSIT Authorisation Form

OVERDRAFT OPTIONS

OVERDRAFT PROTECTION
Overdraft protection transfers money from 1 of your other accounts at the credit union when you don't take plenty money in your checking. Y'all only pay a $v fee each time we make a transfer.

VISA OVERDRAFT PROTECTION
Apply your PSCU VISA as protection for whatever overdrafts yous may accept. Nosotros'll automatically transfer the money to your checking and you simply pay interest on the balance until you pay it back. Requite united states of america a telephone call to set up your VISA as a form of overdraft protection.

MY OVERDRAFT PRIVILEGE (MY ODP)
If yous take direct deposit into your checking account y'all may be eligible for My ODP. With My ODP the credit union pays for transactions that take your account below your available balance up to your qualified limit. You lot are charged a $30 fee each time you utilise My ODP only your check or automatic withdrawal isn't returned and so you'll save the embarrassment and extra fees associated with a return. Call the credit union to find out if your account is eligible.

*Overdraft Protection transfer fees employ for each transfer. Run across Fee Schedule for list of fees. My ODP fee is charged for each transaction that puts your account below the bachelor balance. All transactions that may take your business relationship below the available balance are bailiwick to a fee. Negative account balances must be paid within a 30 day flow. The credit union reserves the correct to not pay an overdraft for any reason. Contact the credit spousal relationship for an up to date fee schedule.

MANAGE MY CARDS

Yous can easily manage your card activity and security all from your mobile app. Lock and unlock your cards, too! Did you lose your bill of fare? Temporarily lock information technology to prevent it from being used past anyone else. If yous observe information technology, you can unlock information technology but as easily! To get started open your mobile app, tap more in the bottom right so Manage My Cards or sentinel this How-To video below!

CARD CONTROLS HOW-TO VIDEO

E-NOTICES

E-Notices are a faster mode to learn most what'south happening to your business relationship. Why look for the mail when you tin can receive your notices electronically the same twenty-four hour period? With e-notices yous'll go an email about a new alert in your online banking for things like:

Insufficient Funds (NSF)
Overdraft Transfers
Overdraft Protection
Tardily Payment Notices
Certificate Renewals

Due east-ALERTS

Subscribe to eastward-Alerts to receive notifications about your account by email or text. Get an alarm when your business relationship goes higher up or beneath a balance, when an ACH is deposited or withdrawn, or when your loan payment is due. Customize e-Alerts to fit your needs.